Photo of Helga James

Helga James

President/ Chief Executive Officer

Helga has been in the mortgage business since 1998, she loves condo loans and self employed borrowers. Helga has served as the President of the Alabama Mortgage Broker Association and is involved with the National Association. She travels to Washington DC every year to learn what is up and coming in our industry and talk…

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Elizabeth Moore

Vice President/ Chief Operations Officer

Elizabeth Moore, our Senior Loan Processor, has been an integral part of Barr Group Mortgage for 12 years. Elizabeth is an alumnus of Auburn University where she received a degree in finance in 1999. Elizabeth has many formal duties but perhaps her most important attribute is her ability to effectively process and submit all loans…

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Rob Smith

Loan Officer

Rob Smith is a licensed loan officer who has been in the mortgage industry since 2004. Rob is a repeat top producer for Barr Group. Rob is an alumnus of the University of North Alabama where he studied economics and finance. After college, Rob spent four years in the United States Navy which gives him…

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Vicky Pitts

Loan Officer

Vicky Pitts has been in the mortgage industry since 1989 and is experienced in all areas of mortgage lending. Vicky strives to meet the lending needs of real estate professionals, builders and homebuyers throughout Alabama. Vicky is dedicated to finding the right loan with the best terms and costs to meet your unique individual needs.…

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Isabel Espinheira

Loan Officer

Isabel Espinheira has been a loan officer with Barr Group since 2014 and has worked in the finance industry for 12 years. Isabel, a native of Brazil, has lived in Gulf Shores since 2001 after competing her studies at the Federal University of Bahia in Salvador, Brazil. Home ownership was a dream come true for…

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Jake Jones

Loan Officer

Jake is a licensed mortgage loan officer whose wealth of experience in the financial and insurance industries makes him an excellent addition to the Barr Group Team. Jake is a proud alumnus of the University of Mississippi and resides in Gulf Shores with his young family. In his free-time Jake spends his time on the…

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Josh Nelsen

Loan Officer

Josh is a licensed loan officer who has been in the financing industry for 4 years and here at Barr Group for 2 years. He is experienced and loves to help homebuyers through every step of the mortgage process. Josh is dedicated to making sure you are getting the highest quality of service and works…

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Maureen Young

Loan Officer Assistant

Maureen "Mo" Young is a licensed mortgage loan officer with Barr Group Mortgage and has been in the finance industry for 10 years. Maureen is a proud alumnus of Auburn University where she earned a business degree in 2002. Before joining Barr Group Mortgage in 2014, Maureen worked in the banking industry. Maureen and her…

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Joe Stegall

Loan Officer Assistant

Joe Stegall currently lives in Summerdale, AL but grew up and attended grade school in Robertsdale. He holds a Marketing degree from the College of Commerce and Business Administration at the University of Alabama. He has a background in life insurance and managing 401(k)s. In his spare time, he enjoys running, playing tennis, deep sea…

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Alison Cottingham

Loan Officer Assistant

Alison is Loan Officer Assistant to Rob Smith in our Fairhope Office. She works hard to keep her team organized and making the mortgage process as worry-free for the borrower is her top priority! Alison is happy when her borrowers are happy! She enjoys working as part of the Barr Group team where she is…

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Brooke Thrasher

Loan Processor

Brooke Thrasher, a Mississippi Native, has been a loan processor with Barr Group Mortgage since 2015. Brooke brings seven years of experience from the banking world and works to ensure that file conditions are met in an efficient, timely manner. Brooke and her husband David spend their free time with their 5 children; boating, kayaking,…

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Ariel Long


Ariel worked in Banking prior to coming to Barr Group. She is a hard worker that will stay on top of your files. She works with the underwriters to provide them with the information needed to get your file to closing. Ariel is Married to Matt Long from Life Bytes. They provide all of our…

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Cheryl Zehentner

Closing Coordinator

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Lynese Millican


Lynese Millican has been in the mortgage industry since 1996. She started her career as a part-time bookkeeper for a major mortgage broker in Atlanta, GA and soon fell in love with the business. Lynese says she was fortunate to be able to work with the best of the best in this industry; mentors who…

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Sam Myers

Loan Officer

Sam is a Licensed Mortgage Loan Officer with 20 years experience in the Financial Industry. 18 years as a Financial Advisor, Advisor Manager, and Branch Manager. She is from IL, where she owned her Brokerage Firm for 10 years. She has brought that insight and experience to Barr Group. Getting a mortgage is one of…